One real production result, plus modeled scenarios showing the mechanics of instant, final settlement.
~$300K monthly volume through standard Shopify checkout processing · ~$30,000/month in chargeback-related losses · payouts took days
All volume processed through ZenoraPay · chargeback losses on ZenoraPay volume: $0 · settlement to the merchant's own wallet the moment the customer paid
Anonymized result from a completed production pilot. Figures are approximate merchant-level totals from ZenoraPay processing data.
Built from our pricing and published industry averages — not customer data. Run your own numbers in the calculator.
$850,000/mo GMV (scenario input)
$850,000 × 1.5% = $12,750/mo
× 12 = $153,000/yr · on ZenoraPay volume: $0
$850,000 × 7 ÷ 30 = $198,333 no longer held in payout float
Traditional (assumption): $850,000 × 2.9% = $24,650/mo
ZenoraPay (published plan): $999/mo flat — no per-transaction fee on settlement
$1,200,000/mo GMV (scenario input)
$1,200,000 × 1.5% = $18,000/mo
× 12 = $216,000/yr · on ZenoraPay volume: $0
$1,200,000 × 7 ÷ 30 = $280,000 no longer held in payout float
Traditional (assumption): $1,200,000 × 2.9% = $34,800/mo
ZenoraPay (published plan): $1,999/mo flat — no per-transaction fee on settlement
$425,000/mo GMV (scenario input)
$425,000 × 1.5% = $6,375/mo
× 12 = $76,500/yr · on ZenoraPay volume: $0
$425,000 × 7 ÷ 30 = $99,167 no longer held in payout float
Traditional (assumption): $425,000 × 2.9% = $12,325/mo
ZenoraPay (published plan): $599/mo flat — no per-transaction fee on settlement
Early merchants get white-glove onboarding, direct founder access, and preferred pricing in exchange for a written case study we can publish.
Modeled scenarios are examples for illustration only and do not represent actual customer results.